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October 3, 2008, Newsletter Issue #26: Is a Cash Payday Loan Safe?
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Tip of the Week
A cash payday loan is a safe option as long as the borrower takes a few necessary precautions. The most important precaution is to verify the reputation of the payday lender before applying for a loan. This is very important because if the information on the application is acquired by a lender that is not reputable, many problems could arise. The information may be sold or used by the lender for criminal purposes as opposed to verifying the applicant’s ability to repay a loan. Selecting a lender that has been in business for awhile without a substantial number of complaints listed with the Better Business Bureau is wise.
Additionally, the applicant should also take care to ensure any sensitive information submitted online is through a secure website such as cashloansource.com. If the website is not secure, the applicant should contact the lender for an alternate method of submitting the application to minimize the risk of the information being intercepted on the Internet.
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