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July 4, 2008, Newsletter Issue #13: When You Need to Borrow Money Fast
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Tip of the Week
Unexpected expenses such as car trouble, housing repairs and medical emergencies can cause monetary problems for almost anyone. This results in an individual needing to borrow money fast to cover regular monthly expenses, as well as the unexpected expenses. When these problems occur some individuals may turn to friends or family members for a loan, while others may make arrangements with creditors to defer payment for a month. However, payday loans are also an option for these individuals.
Payday loans are small, unsecured loans which typically must be repaid on the borrower’s next payday. There are usually fees associated with this type of loan and failure to repay the loan on time results in the addition of interest on the unpaid portion of the loan.
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