No fax payday loans are ideal for borrowers who are in need of a short term loan but do not want to deal with the hassle of faxing sensitive information to potential lenders. It is also an ideal option for borrowers who have a poor credit history. With a no fax payday loan, the majority of the information required to process the loan can be confirmed over the phone. Also, the credit history of the borrower is not a concern because the loan approval is based on the borrower’s current financial information, as well as his source of income. When applying for no fax payday loans, applicants must submit information such as personal identification, status of current bank account and proof of employment. The applicant can just confirm the personal identification over the phone.

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