Individuals can apply for a loan online today with only a minimal amount of information. The typical information required to apply for a payday loan includes a recent bank statement, a voided check, a driver’s license and a recent pay stub. Many payday loan lenders do not even require the lender to fax this information and instead accept the information via telephone. However, the lender will likely verify information provided by the applicant. These types of loans can be awarded with only this minimal information because the loan approval is dependent on the applicant’s income. However, loans such as personal loans, mortgages and vehicle loans will likely require more detailed information as well as a credit report during the application process.

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