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Emergency cash loans can be obtained rather quickly from payday lenders that offer small, unsecured loans. Borrowers who need cash in an emergency can often obtain a payday loan in as little as 24 hours. However, it is important to note there will often be limitations placed on the amount which can be borrowed. The dollar amount is usually limited to a range of $300 to $1,500 and is based on the borrower's net monthly income. This is because the lender is only willing to loan an amount of money which can be repaid on the next payday.